Terms & Conditions

Welcome to My Stewardship Journey (“we,” “our,” or “us”). By enrolling in any of our programs or using our services, you agree to the following terms and conditions. Please read them carefully.

1. Role & Responsibility

We provide guidance, systems, and strategies to help you lead your finances intentionally. To get the most from our programs, you are responsible for:

• Attending sessions fully prepared with a laptop and reliable internet.

• Providing accurate, complete, and truthful information about your financial situation.

• Completing any assigned tasks, research, or pre-session preparation (usually 1–3 hours per week).

Our role is to evaluate your current needs and guide you toward your objectives, but ultimate implementation and results depend on your action.

2. Schedule & Attendance

Sessions are scheduled in advance, and we kindly ask that you honor your scheduled times. If you are more than 15 minutes late, your session may be rescheduled at our discretion. Please note that some programs do not offer rescheduling or make-up sessions, and missed sessions in those programs cannot be recovered.

3. Coaching Programs

Our Accountability Group and other programs follow three phases:

Phase 1 – Plan & Set Goals:

Understand your current financial situation.

Set meaningful financial goals and gather baseline data.

Phase 2 – System Execution:

Implement the Payday Protocol to organize income, spending, and financial decisions.

Execute aligned, repeatable steps to accelerate progress toward your goals.

Phase 3 – Track Progress:

Evaluate results, adjust plans, and identify new opportunities for growth.

4. Investment & Packages

Our services are fee-for-time and offered in structured packages (e.g., 3 months or 6 months). Each package includes:

• Virtual support via text/email (responses within 24–48 hours, M–F)

• Self-coaching tools and templates

• Tailored resources to help you achieve measurable results

Program Cost: Varies by program; see your specific enrollment details.

5. Refund Policy

• All fees are non-refundable.

• Our programs are designed to provide value proportional to your engagement and execution. Your results depend on your active participation.

6. Confidentiality

We maintain strict confidentiality for all client information, including financial documents, session notes, and communications. Disclosure requires written authorization from you.

7. Marketing & Recordings

• Sessions may be recorded for internal training and quality purposes.

• No recordings may be publicly shared without written consent from all participants.

8. Disclaimer

• Coaching is educational and supportive. It is not legal, financial, accounting, or medical advice.

• You are responsible for seeking licensed professionals for specialized advice.

• We are not responsible for personal, professional, or financial decisions made outside the scope of the program.

9. Contact

For questions regarding these Terms & Conditions, please email: [email protected]